Panama City, Florida
Find your next home here!
Panama City is a city located along U.S. Highway 98 in Bay County, Florida. It is the largest city between Pensacola, Florida and Tallahassee, Florida. It is the larger (population wise) of two principal cities of the Panama City-Lynn Haven, Florida Metropolitan Statistical Area. As of the 2000 census, the city population was 36,417; by 2004, the city's population had grown to 37,079, according to Census Bureau estimates. It is the county seat of Bay CountyGR6 and is located just east of the vacation destination Panama City Beach.
Major employers in the Bay County area include Tyndall Air Force Base (located east of the city), the Coastal Systems Station-Naval Surface Warfare Center, Gulf Power, Arizona Chemical, Stone Container, and Berg Pipe. Gulf Coast Community College and a satellite campus of Florida State University offer educational opportunities.
The city is served by Panama City-Bay County International Airport (PFN).
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Florida
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Panama City |
Florida |
United States |
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| Population |
36,417 |
15,982,378 |
281,421,906 |
|---|
| Median age |
37.2 |
38.7 |
35.3 |
|---|
| Median age for Male |
35.4 |
37.3 |
34 |
|---|
| Median age for Female |
39.3 |
40.1 |
36.5 |
|---|
| Households |
14,819 |
6,337,929 |
105,480,101 |
|---|
| Household population |
34,066 |
15,593,433 |
273,643,273 |
|---|
| Average household size |
2.3 |
2.46 |
2.59 |
|---|
| Families |
9,039 |
4,210,760 |
71,787,347 |
|---|
| Average family size |
2.92 |
2.98 |
3.14 |
|---|
| Housing units |
16,548 |
7,302,947 |
115,904,641 |
|---|
| Occupied units |
14,819 |
6,337,929 |
105,480,101 |
|---|
| Vacant units |
1,729 |
965,018 |
10,424,540 |
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This page is sponsored by:
Jennifer Ethridge Keller Williams Success Realty |
Sylvia McCrory Gulf Coast Realty |
www.BuyersUSARelocation.com is operated by BuyersUSA Relocation and is not affiliated with Prudential, Weichert, RE/MAX, Keller Williams, Century 21, Coldwell Banker, HomeGain.com, Move.com, or Realtor.com or any other real estate or relocation service.

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This e-book contains an up-to-date analysis of the U.S. housing market and advice on how and when to purchase AND what to avoid. Get it today!
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What People are Saying!
“The agent you connected to us was very helpful and was very good at staying in touch with us. He sent us all kinds of "stuff" about the location to which we might have been transferred. I would have had no trouble working with him to find just the right home in the new location. Thank you. Should a possible move come up again, I would not hesitate to contact you again.”
— Edward A.
“Gene has been most helpful in providing us information. We have yet to make our decision as to whether we are definitely going to move, based on an offer of a business opportunity in the area. Gene is friendly yet professional and follows up on his committments. It is a pleasure working with him!”
— Donna M.
“The relocation package really helped me a lot. It was sent right away. John is my kind of REALTOR.”
— Barbara M.
“Your relocation package contained maps that made it easier to get acquainted with the area. Thanks for your assistance and thanks to Pat for her assistance in helping us locate our new home.”
— Ronnie K.
These are actual success stories obtained from routine feedback from relocating home buyers who requested assistance from our program. We have removed the last names of the relocation counselors and their company names and the names of the individuals providing the information. This has been done for the purpose of confidentiality.
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Relocating to Panama City FL
If you are planning a relocation to Panama City FL and are interested in existing homes in Panama City FL or new homes in Panama City FL, please click on the graphic above. If you are relocating to Panama City FL you can receive a FREE “Relocation to Panama City FL” relocation package, which may include a map of Panama City FL, a Panama City FL newspaper, information about homes in Panama City FL and more. This is an ideal, worry free way to ease the stress of relocation to Panama City FL by giving you a Panama City FL Relocation expert to help coordinate your move to Panama City FL. We want to help you make your search for Panama City FL Real Estate as easy and as pleasant as possible. Real Estate in Panama City FL is probably very different from your current location – trust your Panama City FL Relocation to an expert – click on the link today!
Free Home Buyer Relocation Packet for Panama City, FL

Home Buying in Panama City FL
1. Write out a list of activities your family normally likes to do. You can then look for homes that have the right kind of space for your family. The first couple of homes we bought, we just went looking and decided on what we thought was the prettiest. However, we really didn’t think about how we lived and consequently neither of these houses were comfortable for us. A relocation expert specializing in relocating to Panama City FL, can help you analyze what type of home in Panama City FL would suit your family.
2. Decide what your monthly housing budget will be once you move to Panama City FL. Qualify and get approved for a mortgage before you even arrive. If possible, schedule a house hunting trip about 6-8 weeks before you will be transferred. That way you can move right into your home when you relocate to Panama City FL without having to stay in a Hotel. When we moved we actually parked the moving van at our new home, spent 2 hours closing the loan and then moved right in!
3. Decide which features in a home you have to have, and which would be nice to have. Focus on homes that meet your “have-to” requirements and then use “would be nice” features to determine which home to buy. For example: I had to have four bedrooms but I didn’t have to have a formal dining room as long as the house had a large breakfast room. There are many homes in Panama City FL, with a great variety of price and amenities. Request a Free “Relocation to Panama City FL” relocation package (click on link above) from one of our expert Panama City FL Real Estate agents and you will be on your way to finding out how much home your budget can buy.
4. How important are schools? You may want to contact some schools in Panama City FL and surrounding areas and talk to principles. You will find out much more about schools this way. National test scores are not always an accurate indication of how appropriate the school will be for your child/children. If you have requested a FREE “Relocation to Panama City FL” real estate information package, the Panama City FL Realtor who is chosen to provide that Panama City FL Relocation information can also give you valuable advice about which schools are the best in the Panama City FL area. Our Realtor told us about one school district whose whole curriculum is built around boosting test scores, but their standard of education and extra-curricular activities were lacking. But the results looked good!
5. How important is ease of upkeep? New homes in Panama City FL are normally built with energy efficient features and low maintenance exteriors. Older homes in Panama City FL may make up in charm what they lack in ease of upkeep. My husband is extremely busy and we like to spend what little time we have on our hobbies. So we chose to buy a low maintenance home. My brother, on the other hand, just bought a house built in 1910 and is loving renovating his new home! The wonderful thing about America is that it can accommodate all tastes! Click on the link above to receive your FREE “Relocation to Panama City FL” real estate package today from one of our top Panama City FL Real Estate agents!
Free Home Buyer Relocation Packet for Panama City, FL

Finding a Realtor in Panama City FL
In cities such as Panama City FL you will find many Panama City FL Real Estate agents licensed with the state of Alabama. However not all of them are Realtors, and not all Realtors specialize in helping relocating individuals relocate to Panama City FL. It is very important to find someone who not only adheres to the ethical and professional standards laid down by the National Association of Realtors, but who has the capability to really help you when you buy a home in Panama City FL. NewQuestCity helps buyers find Panama City FL Realtors who are experienced in making the difficult experience of moving across country as stress-free as possible. Someone who can give you advice through e-mail and phone on the best areas to buy a home before you even arrive! Click on the above link to request your “Relocation to Panama City FL” real estate information package provided by one of our top Panama City FL real estate agents who is expert in providing Real Estate Panama City FL relocation materials.
Free Home Buyer Relocation Packet for Panama City, FL

Moving Successfully to a New Home in Panama City FL
There are many factors involved in orchestrating a successful move to a new home in Panama City FL.
Obviously one of the first things to do is to schedule a house hunting trip to Panama City FL in order to find the home you wish to purchase. One of the Panama City FL real estate agents can start helping you today by sending you information by e-mail on homes that might suit your needs. They can also send you useful information on Panama City FL that will help your family get excited about the move. Just click on the above link to request your FREE “Relocation to Panama City FL” relocation package today!
Once you have found a home in Panama City FL and have started the whole mortgage approval process, there are things you need to do at your current location. First, decide which furniture you will take to your new home in Panama City FL. Start inventorying your current possessions, dividing them into items to take and items to dispose of. Solicit estimates from moving companies. Make sure that you put all important documents in secure file to travel with you. Do not pack any documentation that might be needed to complete your loan application! Someone I knew recently had to spend a whole day at a storage facility going through every one of her packing boxes to find crucial documentation for her mortgage. Start making a list of all medical, dental, school records to transfer. You will need to find new medical facilities once you move to Panama City FL.
Approximately 6 weeks before your scheduled relocation to Panama City FL, start cleaning out closets and arranging yard sales. You may want to pick up change of address cards from the Post Office. Keep the address cards handy and so that you can fill them in when you think of new names. It may be useful to draw a floor plan of your new home so that you can start planning where you want your furniture to be placed once the moving van arrives. Once you are about 4 weeks away from moving to your new home in Panama City FL, START PACKING! If you are going to have movers pack your belongings, you should start cleaning out closets and drawers. You are not going to want to unpack junk, old clothes and useless items into your brand new home! If you are not going to be moving straight into your new home in Panama City FL, make hotel reservations close by to where your home is located. Clean furniture and drapes – you don’t want to hang dirty curtains in your new Panama City FL home! Start using up all your groceries.
A couple of weeks before you move to Panama City FL your BuyersUSA Relocation Panama City FL real estate agent should be calling you soon to check on Home Owners insurance for your new home and giving you last minute instructions for making your relocation to Panama City FL as smooth as possible. Check with your veterinarian about moving tips for your animals and make sure that they are all current with their shots. Your Panama City FL real estate agent should be taking care of ordering last minute inspections and surveys so you don’t have to worry.
Free Home Buyer Relocation Packet for Panama City, FL

Real Estate Lenders in Panama City FL
For most people, finding the right home in Panama City FL is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Panama City FL lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Panama City FL within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Panama City FL that now offer 100% financing – no down payment certainly helps keep moving expenses down!
Free Home Buyer Relocation Packet for Panama City, FL

Successful Relocation to Panama City FL - Real Estate Relocation
There are 5 things that are important to a successful move to Panama City FL.
- Find a real estate agent who is experienced in helping people move to Panama City FL from out of town. Our Panama City FL BuyersUSA Relocation real estate agents will help make the move to your new home go as smoothly as possible. They can communicate with you by e-mail while you are still in the process of planning your house hunting trip, sending you information about the area as well as listings of suitable homes. They can advise you about the areas which would be the most suitable for your family’s needs and help you buy the best home for you.
- Find a good mortgage company with a loan processor who will be readily available to work on any difficulties with you. Some national mortgages have good customer support, others don’t. Many Panama City FL mortgage companies have excellent customer support as they rely heavily on referrals.
- Find a good moving company to help transport your belongings. They will be able to give you advice about packing your belongings so that when you actually move into your new home you will be able to unpack and adjust to your new life here in Panama City FL as quickly as possible.
- Once you have closed on your home in Panama City FL, start getting to know your new community. Buying a home is just the first step in making Panama City FL your new home. Ask your real estate agent about different activities for your family. Possibly joining music clubs, joining museums, finding out about Little League, visiting different churches or synagogues. Get involved. Once you have made friends in Panama City FL you will have started a new support system.
- Don’t forget your old friends. Send out change of address cards giving your new contact information here in Panama City FL. Plan trips for your friends to visit you here in Panama City FL once you have settled in. You can show off your new home and your new Panama City FL.
Free Home Buyer Relocation Packet for Panama City, FL

Getting a Great Home Deal in Panama City FL
Home buyers involved in a relocation to Panama City FL often want both a great deal and to find the perfect new home. Sometimes it is not practical. The most important factor for most home buyers moving their families from out of town is to find a home that has all the features they need, in a good Panama City FL real estate neighborhood and to not pay more than fair market value for the home. However, when finding a good deal is more important that finding the most suitable home, home buyers need to make arrangements for temporary accommodation. Because finding a great deal AND a home suitable for your family in a short amount of time is nearly impossible. I’ve seen many families over the years live in uncomfortable temporary housing because of the desire to get a steal. Low-ball offers tend to sour negotiation proceedings and rarely end in the buyer getting a good deal. However, once you have found a suitable home for your family, you should obviously try to get the best possible deal in that situation.
Your first step is to request a FREE “Relocation to Panama City FL” relocation package (click on link above). Then, a top Panama City FL Real Estate agent will contact you and send you information on homes in Panama City FL. Your BuyersUSA Relocation Panama City FL real estate agent should be able to research the motivation of the seller, give you information about the sales prices of other homes in Panama City FL. Then you can make a fair offer towards the low end of what you know the seller would be able to take. Removing contingencies such as financing (cash offer) or selling your current home may allow the seller to be more open to lower offers.
A Panama City FL Relocation can be as easy or as difficult as you want. To make your relocation to Panama City FL as smooth as possible, request the Free “Relocation to Panama City FL” real estate information package today! It’s the first step to finding all the houses for Sale in Panama City FL, AND an agent experienced real estate!
Business Directory
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By The Sea Resorts
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With accommodations ranging from economy to luxury, BY THE SEA
RESORTS has the right Panama City hotel room
to fit your needs and budget. Panama City
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Disaster Response Team
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Disaster Response Team of Panama City, FL provides expert fire damage, water damage & flood damage cleanup service. Call for emergency water extraction, mold remediation & more. Panama City
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Keller Williams Success Realty
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Property searches and services, articles and information for buyers, sellers and investors in Panama City, Panama City Beach and Bay County Florida Callaway
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Keller Williams Success Realty
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Property searches and services, articles and information for buyers, sellers and investors in Panama City, Panama City Beach and Bay County Florida Callaway
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C21 Ryan Realty
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Top Realtor in Panama City and Panama City Beach. Full time realtor 24/7. With over 30 yrs in mortgage lending and underwriting my Real Estate Shopping Team makes things happen and we value our buyers and sellers. Call us today 850-596-2153 Panama City
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Century 21 Gulf Coast Realty
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Jessica Paterson is a Realtor with Century 21 Gulf Coast Realty in Port St. Joe, FL. Her specific areas of expertise are homes and land in Port St. Joe, WindMark Beach, Cape San Blas, Indian Pass, Apalachicola and St. George Island. Contact Jessica today at 850-227-4183 for more information on properties in this area and all of the great deals that are currently available in today's buyer's market Panama City
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Lemongrass Interiors, LLC
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Lemongrass Interiors provides full-service interior decorating and consultation for the Florida Panhandle. Specializing in second and vacation homes in Cape San Blas, Port St. Joe and WindMark Beach, Lemongrass has several levels of service from a simple home staging to consultations for complete remodels or new construction. We now offer a custom ordering service for several lines including Charl Tallahassee
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Keller Williams Success Realty
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I am an enthusiastic realtor who truly enjoys placing her buyers in their dream home. I will devote as much time as it takes to helping you through the home purchasing process, from the search, through the offer and home inspection, to the closing. I will make all homes on the market available for you to see immediately on my website and through Email. I will help you narrow down your neighborh Panama City
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Unique Panhandle Properties
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Free MLS Searches, Hotsheets, Autonotices of new listings and price decreases, newsletters, investment consults and more for homes, condos and land in Panama City Beach, Destin, Beach of South Walton, Grayton Beach, Seagrove Beach, Rosemary Beach, Seacrest Beach, Niceville, Freeport, and more! Unique Panhandle Properties - reinventing realtors! Lynn Haven
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Excede Services, Inc
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Our preference for quality over quantity drives us to use our utmost potential as we treat each project as our first. The portfolio of Excede Services, Inc. contains projects par excellence in the field of web development. The web applications that. Alaska
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CrossFit Boynton Beach
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CrossFit, by definition is: 'Constantly varied, functional movements, executed at high intensity'. It is the ultimate fitness program. CrossFit builds a sense of community. Alaska
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James J. McCall, DDS, PA
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Serving Jacksonville, Ponte Vedra, and St. Augustine, FL - Dr. James McCall is your general and cosmetic dentist, offering Invisalign®, veneers, and dental care for children, teens, and adults. Alaska
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Superior Speaker Repair & Service
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Professional speaker and amplifier repair sales and service Fast and reliable service with a friendly and knowledgeable Staff. Serving the Orlando area for a combined total of over 40 years. Alaska
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Personal Mini Storage
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Personal Mini Storage- Self Storage (across from the Skylark Plaza) has a special on all units no matter what the size!!! We have the right size for you! Alaska
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Personal Mini Storage- Self Storage
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Self Storage Leader & truck rental center! Personal Mini Storage- Self Storage (across from the Skylark Plaza) has a special on all units no matter what size is rented!! Alaska
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Modular Kitchen Chennai
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We Provide modular kitchen, kitchen cabinet, kitchen accessories and appliance in chennai and other part of southindia. We provide customer with unique design and model Alaska
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ACE Heating & Cooling
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ACE Heating & Cooling is locally owned (Brandon FL) and operated full service residential and commercial heating and cooling company. We send technicians not salespeople to build long lasting relationships with our customers. Call ACE (813)657-8818. Alaska
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West Palm Beach Psychic
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Psychic Clairvoyance sessions by Mrs. David. Specializing in:Love,Health,Career and Direction Alaska
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Atlantic Animal Hospital
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IS your pet hurt or sick? We are availible for emergencies at any time, day or night. Call us for immediate help. A licensed Florida Veterinarian will answer the phone. Alaska
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A REALTOR is a real estate professional who is a member of the National Association of REALTORS.
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